If your home has recently been flooded, it's important to hire a professional water damage cleanup crew to help you restore your home and belongings back to their original condition. You might be thinking about handling as much of it yourself as possible, but even your homeowners insurance company would prefer for you to use a professional service in most cases. These are a few reasons why.
Depending on the insurance coverage that you have, there is a good chance that your insurance company is responsible if anyone gets hurt on the premises. What you should understand is that cleaning up your own home after a flood can be quite dangerous and can put you at risk of getting hurt. For example, the water might have caused damage to the electrical wiring in the home and could cause an electrical fire. Your insurance company does not want to be held responsible if you get hurt in this type of situation. This is less of a concern when you hire a professional company, since the crew will know what to do in order to stay safe. Plus, the water damage restoration company should have its own insurance.
Reduce the Amount of Damage to Your Home
Your homeowners insurance company probably does not want to pay for any more than it has to. If you try to handle the clean-up yourself, you might end up tossing things that could have been saved by a professional crew. Plus, if the clean-up is not handled the right way, there could be additional damage to your flooring, walls and other parts of your home. Even though you might think that it will save money for you to handle the clean-up yourself, chances are good that a water damage clean-up crew will be able to save money in repairs.
Provide Proof of Cost
In order to reimburse you for damages or to otherwise handle the cost of repairing your home after a flood, your insurance company will probably want a receipt from a professional service. If you hire a professional clean-up crew, this should not be a problem.
As you can see, there is a good chance that your insurance crew wants you to hire a water damage clean-up crew instead of handling things on your own. Luckily, a good crew can make both you and your insurance company happy and can probably save more of your home and belongings than you think. For more information, contact a company such as RTC Restoration.Share